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Homeowners hired a water restoration contractor to repair storm damage. The Work Order Agreement contained an assignment of the homeowners’ benefits and causes of action under any applicable insurance policy. Repair invoices were submitted to Homeowners’ insurer, Farmers, who paid what it determined to be the reasonable value of the services, but less than the...

On May 31, Division 1 of the Arizona Court of Appeals rejected an insured’s argument that five independent acts of negligence causing a single accident entitled the insured to the aggregate claims limit of $2,000,000 rather that the $1,000,000 per occurrence limit of the CGL policy.

Division One of the Arizona Court of Appeals decided on May 22nd that an insurer and its wholly owned subsidiary both provided underinsured motorist coverage to their insured under separate policies issued by each company. Hanfelder was injured in a motor vehicle accident. He collected the liability coverage limits from the responsible driver’s insurer and...